Audits and Evaluations

2025

DHMG’s Oversight of the Enterprises’ Compliance with Duty to Serve Requirements Was Not Fully Effective Due to Incomplete Evaluation Documentation and Outdated Guidance (AUD-2025-005) -
Audit of the Federal Housing Finance Agency’s Privacy and Data Protection Program Fiscal Year 2025 (AUD-2025-006) -
Audit of the Federal Housing Finance Agency’s Information Security Programs and Practices Fiscal Year 2025 (AUD-2025-004) -
DBR’s Oversight Was Sufficient to Ensure That FHLBanks Managed Mortgage Servicer Risks But Examiners Did Not Follow Steps Outlined in Its 2023 Supervisory Priorities (AUD-2025-003) -
FHFA’s Controls Over Background Investigations and Adjudications Were Ineffective (AUD-2025-002) -
DBR Provided Sufficient Oversight of the FHLBanks’ Use of Market Risk Modeling (AUD-2025-001) -
FHFA Has Taken Supervisory Actions to Address Multifamily Risk Management Deficiencies at Freddie Mac, but Current Market Conditions Present Challenges (EVL-2025-002) -

2024

Freddie Mac Did Not Follow State Instructions When Filing Complaints Against Residential Real Estate Appraisers (EVL-2025-001) -
DBR Provided Sufficient Oversight of the Federal Home Loan Banks’ Mortgage Programs (AUD-2024-011) -
FHFA’s Disaster Recovery Exercise for Its General Support System Needs Improvement (AUD-2024-010) -
DER’s Supervision and Oversight of the Enterprises’ Purchases of Single-Family Loans in Special Flood Hazard Zone Areas Were Effective, But Improvements Are Needed (AUD-2024-009) -
DBR Provided Sufficient Oversight of the Office of Finance’s Debt Issuance and Debt Servicing Functions (AUD-2024-008) -
FHFA Could Enhance Its Supervision of the Federal Home Loan Banks by Incorporating Lessons Learned from the Spring 2023 Bank Failures (EVL-2024-003) -
FHFA’s Security Controls Were Not Effective to Protect Its Network and Systems Against Internal Threats (AUD-2024-007) -
Audit of the Federal Housing Finance Agency’s Information Security Programs and Practices Fiscal Year 2024 (AUD-2024-006) -
The Fair Lending Examination Program Was Implemented in Accordance with Policies and Procedures, But Guidance Needs Improvement (AUD-2024-005) -
FHFA’s Analysis of Credit Score Models Was Consistent with Applicable Requirements but the Agency Could Improve Its Process and Enhance the Level of Detail in Its Decision Record (EVL-2024-002) -
DBR Conducted Effective Oversight of the FHLBanks’ Management of Third-Party Provider Risks But Did Not Fully Document Sampling in Examination Workpapers (AUD-2024-004) -
DER Provided Effective Oversight of the Enterprises’ Nonbank Seller/Servicers Risk Management But Needs to Develop Policies and Procedures for Two Supervisory Activities (AUD-2024-003) -
FHFA Took Actions to Ensure That Fannie Mae Adequately Addressed Deficiencies in Its Business Resiliency Program (EVL-2024-001) -