White Papers

2021

Disaster Risk for Enterprise Single-Family Mortgages (WPR-2021-004) -
Enterprise Business Resiliency: Risk Mitigation and Plan Development (WPR-2021-003) -
Update on Enterprise Transition from LIBOR to an Alternative Index for Single-Family ARMs (WPR-2021-002) -
Update on Mortgage Insurers as Enterprise Counterparties (WPR-2021-001) -

2020

Fannie Mae and Freddie Mac Purchases of eMortgages (WPR-2020-008) -
Impact of Pandemic-Related Forbearance and Foreclosure Relief for Single-Family Mortgages on the Enterprises’ Implementation of CECL (WPR-2020-007) -
Enterprise Business Resiliency: Risk Assessment and Business Impact Analysis (WPR-2020-006) -
Enterprise Monitoring of Cloud Computing Service Providers (WPR-2020-005) -
Enterprises' Transition from LIBOR to an Alternative Index for Single-Family ARMs (WPR-2020-004) -
Enterprise Third-Party Relationships: Risk Assessment and Due Diligence in Vendor Selection (WPR-2020-003) -
An Overview of Enterprise Use of Cloud Computing (WPR-2020-002) -
Fannie Mae and Freddie Mac Uniform Mortgage-Backed Securities (WPR-2020-001) -

2019

Enterprise Use of Automated Verifications of Borrower Employment, Income, and Assets (WPR-2019-005) -
The Current Expected Credit Loss (CECL) Methodology and the Enterprises and FHLBanks (WPR-2019-004) -
The Enterprises’ Use of Recourse as a Credit Enhancement Under Their Charters (WPR-2019-003) -
An Overview of Enterprise Debt-to-Income Ratios (WPR-2019-002) -
Subprime Mortgages: Enterprise and FHFA Reporting (WPR-2019-001) -

2018

An Overview of Enterprise Appraisal Waivers (WPR-2018-006) -
Freddie Mac’s IMAGIN Pilot (WPR-2018-005) -
FHFA Letters of Instruction to the Enterprises (WPR-2018-004) -